Roov

The decision layer for buying, upgrading, or refinancing property in Singapore.

Not another listings app. Three questions, answered with real statutory math and live market data: Can I afford it? Is the timeline safe? Is it a good asset?

Free

Affordability & eligibility

TDSR, MSR, LTV, ABSD, BSD and grants — the real number of what you can actually buy.

Free

Live mortgage rates

SORA 1M/3M with history, plus bank fixed packages. Refinance calculator built in.

Free

True cost comparator

Compare units on total cost of ownership — not just headline PSF.

Pro

Market analysis & scorecard

Unit-level PSF vs neighbours, rental yield, and a decomposed investment score.

Pro

BUC drawdown simulator

Map progressive-payment cashflow across every construction stage.

v2

Upgrader & decoupling strategist

Model the Sell-1-Buy-2 cash bridge, MOP timing and ABSD remission windows.